Call reports 2011
SOUTHWEST MISSOURI BANK — 2011
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 568,412,000 | 619,721,000 | 610,582,000 | 641,961,000 |
| Total loans | 392,247,000 | 383,430,000 | 380,794,000 | 384,326,000 |
| Allowance for loan losses | 4,804,000 | 5,113,000 | 5,185,000 | 5,181,000 |
| Securities available for sale | 88,270,000 | 96,990,000 | 128,216,000 | 141,537,000 |
| Securities held to maturity | 19,777,000 | 21,695,000 | 35,483,000 | 40,802,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,133,000 | 538,649,000 | 530,705,000 | 564,584,000 |
| Interest-bearing deposits | 421,614,000 | 440,174,000 | 427,569,000 | 463,826,000 |
| Noninterest-bearing deposits | 73,519,000 | 98,475,000 | 103,136,000 | 100,758,000 |
| Equity capital | 50,292,000 | 52,140,000 | 54,788,000 | 54,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,275,000 | 14,510,000 | 21,839,000 | 29,167,000 |
| Interest expense | 1,135,000 | 2,166,000 | 3,119,000 | 3,941,000 |
| Net interest income | 6,140,000 | 12,344,000 | 18,720,000 | 25,226,000 |
| Noninterest income | 1,603,000 | 3,307,000 | 5,017,000 | 6,706,000 |
| Noninterest expense | 5,491,000 | 11,096,000 | 16,788,000 | 22,487,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,750,000 | 2,150,000 |
| Pretax income | 1,652,000 | 3,355,000 | 5,199,000 | 7,295,000 |
| Income tax | 524,000 | 1,063,000 | 1,625,000 | 2,230,000 |
| Net income | 1,128,000 | 2,292,000 | 3,574,000 | 5,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,093,000 | 51,278,000 | 52,060,000 | 52,190,000 |
| Total capital | 54,897,000 | 55,992,000 | 56,939,000 | 57,142,000 |
| Risk-weighted assets | 393,320,000 | 387,825,000 | 390,296,000 | 395,927,000 |