Call reports 2010
SOUTHWEST MISSOURI BANK — 2010
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 565,928,000 | 552,119,000 | 543,254,000 | 547,797,000 |
| Total loans | 411,692,000 | 412,458,000 | 412,642,000 | 406,103,000 |
| Allowance for loan losses | 4,942,000 | 4,719,000 | 5,087,000 | 5,211,000 |
| Securities available for sale | 65,127,000 | 56,066,000 | 54,598,000 | 63,198,000 |
| Securities held to maturity | 16,767,000 | 17,674,000 | 17,683,000 | 17,970,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,011,000 | 481,106,000 | 471,630,000 | 477,044,000 |
| Interest-bearing deposits | 422,567,000 | 413,854,000 | 403,627,000 | 404,418,000 |
| Noninterest-bearing deposits | 67,444,000 | 67,252,000 | 68,003,000 | 72,626,000 |
| Equity capital | 47,750,000 | 48,192,000 | 49,340,000 | 49,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,629,000 | 15,143,000 | 22,658,000 | 30,090,000 |
| Interest expense | 1,679,000 | 3,139,000 | 4,501,000 | 5,752,000 |
| Net interest income | 5,950,000 | 12,004,000 | 18,157,000 | 24,338,000 |
| Noninterest income | 1,657,000 | 3,272,000 | 5,074,000 | 6,811,000 |
| Noninterest expense | 5,328,000 | 10,812,000 | 16,306,000 | 22,008,000 |
| Provision for loan losses | 1,300,000 | 2,875,000 | 3,625,000 | 4,075,000 |
| Pretax income | 979,000 | 1,666,000 | 3,377,000 | 5,143,000 |
| Income tax | 280,000 | 426,000 | 973,000 | 1,535,000 |
| Net income | 699,000 | 1,240,000 | 2,404,000 | 3,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,529,000 | 47,821,000 | 48,781,000 | 48,965,000 |
| Total capital | 52,471,000 | 52,540,000 | 53,777,000 | 53,919,000 |
| Risk-weighted assets | 404,153,000 | 401,259,000 | 399,624,000 | 396,095,000 |