Call reports 2009
SOUTHWEST MISSOURI BANK — 2009
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 552,173,000 | 562,206,000 | 543,844,000 | 556,739,000 |
| Total loans | 413,152,000 | 414,109,000 | 413,343,000 | 417,355,000 |
| Allowance for loan losses | 4,237,000 | 4,294,000 | 4,611,000 | 5,008,000 |
| Securities available for sale | 67,839,000 | 65,439,000 | 53,440,000 | 55,516,000 |
| Securities held to maturity | 13,724,000 | 16,260,000 | 17,070,000 | 16,818,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 471,103,000 | 478,282,000 | 466,104,000 | 482,130,000 |
| Interest-bearing deposits | 408,350,000 | 410,637,000 | 403,813,000 | 415,372,000 |
| Noninterest-bearing deposits | 62,753,000 | 67,645,000 | 62,291,000 | 66,758,000 |
| Equity capital | 46,843,000 | 46,810,000 | 47,388,000 | 47,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,865,000 | 15,666,000 | 23,509,000 | 31,358,000 |
| Interest expense | 2,426,000 | 4,733,000 | 6,928,000 | 8,874,000 |
| Net interest income | 5,439,000 | 10,933,000 | 16,581,000 | 22,484,000 |
| Noninterest income | 1,414,000 | 3,182,000 | 4,855,000 | 6,656,000 |
| Noninterest expense | 5,335,000 | 11,105,000 | 16,675,000 | 22,118,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 3,195,000 |
| Pretax income | 768,000 | 1,510,000 | 2,511,000 | 3,827,000 |
| Income tax | 213,000 | 414,000 | 709,000 | 1,087,000 |
| Net income | 555,000 | 1,096,000 | 1,802,000 | 2,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,593,000 | 46,718,000 | 47,174,000 | 47,178,000 |
| Total capital | 50,830,000 | 51,012,000 | 51,785,000 | 52,186,000 |
| Risk-weighted assets | 409,066,000 | 408,413,000 | 407,133,000 | 408,376,000 |