Call reports 2008
SOUTHWEST MISSOURI BANK — 2008
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 518,865,000 | 521,586,000 | 509,452,000 | 527,548,000 |
| Total loans | 381,875,000 | 385,309,000 | 393,622,000 | 406,470,000 |
| Allowance for loan losses | 3,995,000 | 4,022,000 | 4,048,000 | 4,108,000 |
| Securities available for sale | 66,476,000 | 62,570,000 | 49,468,000 | 54,805,000 |
| Securities held to maturity | 9,000,000 | 11,146,000 | 12,285,000 | 12,416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,116,000 | 447,645,000 | 432,066,000 | 447,806,000 |
| Interest-bearing deposits | 419,995,000 | 421,297,000 | 371,677,000 | 389,983,000 |
| Noninterest-bearing deposits | 23,121,000 | 26,348,000 | 60,389,000 | 57,823,000 |
| Equity capital | 45,406,000 | 45,261,000 | 45,939,000 | 46,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,707,000 | 17,050,000 | 25,281,000 | 33,287,000 |
| Interest expense | 3,536,000 | 6,556,000 | 9,239,000 | 11,812,000 |
| Net interest income | 5,171,000 | 10,494,000 | 16,042,000 | 21,475,000 |
| Noninterest income | 1,677,000 | 3,281,000 | 4,860,000 | 6,412,000 |
| Noninterest expense | 4,987,000 | 10,171,000 | 15,567,000 | 20,711,000 |
| Provision for loan losses | 450,000 | 750,000 | 1,150,000 | 1,880,000 |
| Pretax income | 1,427,000 | 2,870,000 | 4,213,000 | 5,324,000 |
| Income tax | 533,000 | 984,000 | 1,427,000 | 1,889,000 |
| Net income | 894,000 | 1,886,000 | 2,786,000 | 3,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,081,000 | 45,323,000 | 45,922,000 | 46,038,000 |
| Total capital | 49,076,000 | 49,345,000 | 49,970,000 | 50,146,000 |
| Risk-weighted assets | 386,602,000 | 388,471,000 | 390,233,000 | 401,000,000 |