Call reports 2007
SOUTHWEST MISSOURI BANK — 2007
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 523,568,000 | 524,858,000 | 498,077,000 | 508,549,000 |
| Total loans | 370,851,000 | 376,889,000 | 381,978,000 | 378,555,000 |
| Allowance for loan losses | 3,746,000 | 3,840,000 | 3,924,000 | 3,950,000 |
| Securities available for sale | 83,023,000 | 74,050,000 | 56,865,000 | 52,497,000 |
| Securities held to maturity | 9,625,000 | 9,822,000 | 9,774,000 | 10,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,691,000 | 447,849,000 | 426,677,000 | 439,046,000 |
| Interest-bearing deposits | 430,499,000 | 423,334,000 | 404,508,000 | 417,377,000 |
| Noninterest-bearing deposits | 24,192,000 | 24,515,000 | 22,169,000 | 21,669,000 |
| Equity capital | 43,682,000 | 44,459,000 | 45,563,000 | 44,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,141,000 | 18,636,000 | 28,052,000 | 37,264,000 |
| Interest expense | 3,798,000 | 7,810,000 | 11,704,000 | 15,414,000 |
| Net interest income | 5,343,000 | 10,826,000 | 16,348,000 | 21,850,000 |
| Noninterest income | 1,482,000 | 2,985,000 | 4,505,000 | 6,128,000 |
| Noninterest expense | 4,916,000 | 9,863,000 | 14,885,000 | 19,898,000 |
| Provision for loan losses | 300,000 | 675,000 | 1,075,000 | 1,575,000 |
| Pretax income | 1,608,000 | 3,272,000 | 4,892,000 | 6,504,000 |
| Income tax | 469,000 | 968,000 | 1,436,000 | 1,933,000 |
| Net income | 1,139,000 | 2,304,000 | 3,456,000 | 4,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,849,000 | 44,663,000 | 45,560,000 | 44,690,000 |
| Total capital | 47,595,000 | 48,503,000 | 49,484,000 | 48,640,000 |
| Risk-weighted assets | 378,565,000 | 386,148,000 | 384,399,000 | 383,920,000 |