Call reports 2006
SOUTHWEST MISSOURI BANK — 2006
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 506,308,000 | 503,034,000 | 476,221,000 | 508,105,000 |
| Total loans | 351,538,000 | 357,090,000 | 362,958,000 | 367,658,000 |
| Allowance for loan losses | 3,650,000 | 3,675,000 | 3,695,000 | 3,720,000 |
| Securities available for sale | 95,239,000 | 76,758,000 | 56,112,000 | 73,093,000 |
| Securities held to maturity | 9,116,000 | 9,738,000 | 9,737,000 | 9,737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 446,875,000 | 444,614,000 | 414,260,000 | 444,220,000 |
| Interest-bearing deposits | 387,687,000 | 381,782,000 | 357,045,000 | 422,764,000 |
| Noninterest-bearing deposits | 59,188,000 | 62,832,000 | 57,215,000 | 21,456,000 |
| Equity capital | 39,527,000 | 40,592,000 | 42,145,000 | 42,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,889,000 | 16,211,000 | 24,764,000 | 33,494,000 |
| Interest expense | 3,147,000 | 6,483,000 | 9,786,000 | 13,250,000 |
| Net interest income | 4,742,000 | 9,728,000 | 14,978,000 | 20,244,000 |
| Noninterest income | 1,468,000 | 2,982,000 | 4,544,000 | 6,139,000 |
| Noninterest expense | 4,603,000 | 9,186,000 | 13,850,000 | 18,595,000 |
| Provision for loan losses | 275,000 | 575,000 | 875,000 | 1,175,000 |
| Pretax income | 1,332,000 | 2,949,000 | 4,744,000 | 6,553,000 |
| Income tax | 446,000 | 1,052,000 | 1,626,000 | 2,001,000 |
| Net income | 886,000 | 1,897,000 | 3,118,000 | 4,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,007,000 | 41,205,000 | 42,426,000 | 43,110,000 |
| Total capital | 43,657,000 | 44,880,000 | 46,121,000 | 46,830,000 |
| Risk-weighted assets | 366,365,000 | 373,412,000 | 371,203,000 | 381,768,000 |