Call reports 2005
SOUTHWEST MISSOURI BANK — 2005
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 460,185,000 | 451,770,000 | 458,554,000 | 488,244,000 |
| Total loans | 314,032,000 | 322,218,000 | 334,923,000 | 341,234,000 |
| Allowance for loan losses | 3,830,000 | 3,804,000 | 3,801,000 | 3,692,000 |
| Securities available for sale | 86,473,000 | 67,655,000 | 57,143,000 | 77,806,000 |
| Securities held to maturity | 11,578,000 | 11,572,000 | 11,124,000 | 12,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,819,000 | 399,405,000 | 403,752,000 | 434,361,000 |
| Interest-bearing deposits | 352,050,000 | 340,595,000 | 344,718,000 | 375,313,000 |
| Noninterest-bearing deposits | 55,769,000 | 58,810,000 | 59,034,000 | 59,048,000 |
| Equity capital | 36,566,000 | 38,010,000 | 38,997,000 | 39,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,356,000 | 13,050,000 | 19,971,000 | 27,273,000 |
| Interest expense | 1,799,000 | 3,772,000 | 5,926,000 | 8,528,000 |
| Net interest income | 4,557,000 | 9,278,000 | 14,045,000 | 18,745,000 |
| Noninterest income | 1,293,000 | 2,648,000 | 4,164,000 | 5,851,000 |
| Noninterest expense | 4,226,000 | 8,314,000 | 12,516,000 | 16,775,000 |
| Provision for loan losses | 225,000 | 450,000 | 725,000 | 825,000 |
| Pretax income | 1,408,000 | 3,159,000 | 4,954,000 | 6,982,000 |
| Income tax | 434,000 | 972,000 | 1,740,000 | 2,467,000 |
| Net income | 974,000 | 2,187,000 | 3,214,000 | 4,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,024,000 | 38,267,000 | 39,293,000 | 39,868,000 |
| Total capital | 40,854,000 | 42,071,000 | 43,094,000 | 43,560,000 |
| Risk-weighted assets | 325,145,000 | 330,403,000 | 342,522,000 | 353,266,000 |