Call reports 2004
SOUTHWEST MISSOURI BANK — 2004
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 421,492,000 | 419,278,000 | 427,875,000 | 468,957,000 |
| Total loans | 296,703,000 | 296,563,000 | 305,899,000 | 312,321,000 |
| Allowance for loan losses | 3,942,000 | 3,973,000 | 3,763,000 | 3,763,000 |
| Securities available for sale | 60,620,000 | 52,275,000 | 57,853,000 | 81,086,000 |
| Securities held to maturity | 14,711,000 | 18,682,000 | 20,385,000 | 19,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,200,000 | 372,864,000 | 380,941,000 | 421,594,000 |
| Interest-bearing deposits | 324,054,000 | 319,556,000 | 330,098,000 | 367,880,000 |
| Noninterest-bearing deposits | 51,146,000 | 53,308,000 | 50,843,000 | 53,714,000 |
| Equity capital | 33,237,000 | 33,739,000 | 34,975,000 | 36,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,904,000 | 11,758,000 | 17,626,000 | 23,742,000 |
| Interest expense | 1,439,000 | 2,861,000 | 4,349,000 | 5,951,000 |
| Net interest income | 4,465,000 | 8,897,000 | 13,277,000 | 17,791,000 |
| Noninterest income | 1,088,000 | 2,645,000 | 3,900,000 | 5,361,000 |
| Noninterest expense | 3,949,000 | 8,008,000 | 11,998,000 | 15,923,000 |
| Provision for loan losses | 300,000 | 525,000 | 875,000 | 1,225,000 |
| Pretax income | 1,485,000 | 3,190,000 | 4,485,000 | 6,185,000 |
| Income tax | 478,000 | 1,043,000 | 1,480,000 | 1,881,000 |
| Net income | 1,007,000 | 2,147,000 | 3,005,000 | 4,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,002,000 | 34,143,000 | 35,001,000 | 36,299,000 |
| Total capital | 36,804,000 | 37,935,000 | 38,764,000 | 40,062,000 |
| Risk-weighted assets | 304,023,000 | 303,139,000 | 311,344,000 | 323,705,000 |