Call reports 2003
SOUTHWEST MISSOURI BANK — 2003
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 411,451,000 | 411,920,000 | 407,177,000 | 436,804,000 |
| Total loans | 285,230,000 | 290,495,000 | 289,739,000 | 295,974,000 |
| Allowance for loan losses | 3,474,000 | 3,592,000 | 3,848,000 | 3,935,000 |
| Securities available for sale | 60,186,000 | 58,587,000 | 53,169,000 | 66,455,000 |
| Securities held to maturity | 13,649,000 | 16,740,000 | 16,769,000 | 19,740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,569,000 | 365,874,000 | 362,741,000 | 390,907,000 |
| Interest-bearing deposits | 320,978,000 | 317,874,000 | 312,306,000 | 338,932,000 |
| Noninterest-bearing deposits | 45,591,000 | 48,000,000 | 50,435,000 | 51,975,000 |
| Equity capital | 32,470,000 | 32,834,000 | 32,747,000 | 33,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,079,000 | 12,107,000 | 18,085,000 | 24,018,000 |
| Interest expense | 1,831,000 | 3,606,000 | 5,264,000 | 6,865,000 |
| Net interest income | 4,248,000 | 8,501,000 | 12,821,000 | 17,153,000 |
| Noninterest income | 1,228,000 | 2,424,000 | 3,726,000 | 4,864,000 |
| Noninterest expense | 3,762,000 | 7,561,000 | 11,510,000 | 15,437,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,750,000 |
| Pretax income | 1,264,000 | 2,543,000 | 3,821,000 | 5,060,000 |
| Income tax | 350,000 | 761,000 | 1,166,000 | 1,530,000 |
| Net income | 914,000 | 1,782,000 | 2,655,000 | 3,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,924,000 | 32,191,000 | 32,435,000 | 33,310,000 |
| Total capital | 35,398,000 | 35,783,000 | 36,110,000 | 37,142,000 |
| Risk-weighted assets | 290,205,000 | 294,230,000 | 293,817,000 | 305,669,000 |