Call reports 2002
SOUTHWEST MISSOURI BANK — 2002
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 402,366,000 | 392,014,000 | 385,841,000 | 413,249,000 |
| Total loans | 253,081,000 | 262,026,000 | 273,253,000 | 278,824,000 |
| Allowance for loan losses | 3,316,000 | 3,310,000 | 3,346,000 | 3,388,000 |
| Securities available for sale | 71,581,000 | 63,612,000 | 54,983,000 | 56,802,000 |
| Securities held to maturity | 16,152,000 | 14,159,000 | 14,008,000 | 27,394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,485,000 | 350,876,000 | 344,247,000 | 368,786,000 |
| Interest-bearing deposits | 321,446,000 | 308,841,000 | 302,495,000 | 324,999,000 |
| Noninterest-bearing deposits | 42,039,000 | 42,035,000 | 41,752,000 | 43,787,000 |
| Equity capital | 28,567,000 | 29,731,000 | 30,814,000 | 31,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,410,000 | 12,792,000 | 19,151,000 | 25,504,000 |
| Interest expense | 2,482,000 | 4,693,000 | 6,850,000 | 8,853,000 |
| Net interest income | 3,928,000 | 8,099,000 | 12,301,000 | 16,651,000 |
| Noninterest income | 889,000 | 1,867,000 | 3,001,000 | 4,063,000 |
| Noninterest expense | 3,405,000 | 6,930,000 | 10,662,000 | 14,522,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 1,014,000 | 2,188,000 | 3,342,000 | 4,630,000 |
| Income tax | 253,000 | 625,000 | 978,000 | 1,361,000 |
| Net income | 761,000 | 1,563,000 | 2,364,000 | 3,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,964,000 | 29,216,000 | 30,017,000 | 31,161,000 |
| Total capital | 32,280,000 | 32,526,000 | 33,363,000 | 34,549,000 |
| Risk-weighted assets | 269,976,000 | 270,541,000 | 279,468,000 | 287,772,000 |