Call reports 2001
SOUTHWEST MISSOURI BANK — 2001
What SOUTHWEST MISSOURI BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 344,531,000 | 357,263,000 | 371,352,000 | 402,528,000 |
| Total loans | 245,210,000 | 254,896,000 | 260,792,000 | 254,573,000 |
| Allowance for loan losses | 2,805,000 | 2,969,000 | 2,986,000 | 3,162,000 |
| Securities available for sale | 25,162,000 | 35,912,000 | 44,073,000 | 74,377,000 |
| Securities held to maturity | 34,694,000 | 29,212,000 | 24,318,000 | 20,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,078,000 | 318,792,000 | 332,295,000 | 363,986,000 |
| Interest-bearing deposits | 267,618,000 | 280,038,000 | 292,750,000 | 321,275,000 |
| Noninterest-bearing deposits | 40,460,000 | 38,754,000 | 39,545,000 | 42,711,000 |
| Equity capital | 24,667,000 | 25,245,000 | 27,888,000 | 28,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,957,000 | 13,932,000 | 20,885,000 | 27,634,000 |
| Interest expense | 3,475,000 | 6,636,000 | 9,655,000 | 12,353,000 |
| Net interest income | 3,482,000 | 7,296,000 | 11,230,000 | 15,281,000 |
| Noninterest income | 804,000 | 1,779,000 | 2,744,000 | 3,644,000 |
| Noninterest expense | 3,039,000 | 6,155,000 | 9,352,000 | 12,559,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 834,000 | 2,084,000 | 3,359,000 | 4,679,000 |
| Income tax | 216,000 | 623,000 | 1,025,000 | 1,453,000 |
| Net income | 618,000 | 1,461,000 | 2,334,000 | 3,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,546,000 | 25,190,000 | 27,462,000 | 28,304,000 |
| Total capital | 27,351,000 | 28,159,000 | 30,448,000 | 31,466,000 |
| Risk-weighted assets | 245,197,000 | 256,435,000 | 265,232,000 | 271,756,000 |