Call reports 2024
CENTRAL BANK — 2024
What CENTRAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 603,689,000 | 629,772,000 | 673,988,000 | 727,015,000 |
| Total loans | 500,899,000 | 535,353,000 | 567,895,000 | 595,048,000 |
| Allowance for loan losses | 7,632,000 | 7,572,000 | 8,099,000 | 8,335,000 |
| Securities available for sale | 52,315,000 | 52,316,000 | 52,010,000 | 49,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,374,000 | 531,609,000 | 561,253,000 | 596,456,000 |
| Interest-bearing deposits | 422,815,000 | 437,218,000 | 473,563,000 | 508,046,000 |
| Noninterest-bearing deposits | 90,559,000 | 94,391,000 | 87,690,000 | 88,410,000 |
| Equity capital | 46,863,000 | 49,571,000 | 52,930,000 | 70,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,861,000 | 20,564,000 | 32,200,000 | 44,361,000 |
| Interest expense | 4,759,000 | 9,810,000 | 15,398,000 | 21,328,000 |
| Net interest income | 5,102,000 | 10,754,000 | 16,802,000 | 23,033,000 |
| Noninterest income | 708,000 | 1,255,000 | 1,835,000 | 2,470,000 |
| Noninterest expense | 1,983,000 | 3,934,000 | 5,882,000 | 7,887,000 |
| Provision for loan losses | 600,000 | 511,000 | 1,038,000 | 1,715,000 |
| Pretax income | 3,227,000 | 6,875,000 | 10,955,000 | 15,066,000 |
| Income tax | 963,000 | 2,114,000 | 3,244,000 | 4,047,000 |
| Net income | 2,264,000 | 4,761,000 | 7,711,000 | 11,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,915,000 | 51,412,000 | 54,362,000 | 72,671,000 |
| Total capital | 55,577,000 | 58,428,000 | 61,849,000 | 80,843,000 |
| Risk-weighted assets | 532,000,000 | 560,040,000 | 597,631,000 | 652,744,000 |