Call reports 2023
CENTRAL BANK — 2023
What CENTRAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 470,849,000 | 474,513,000 | 541,458,000 | 582,492,000 |
| Total loans | 370,255,000 | 396,008,000 | 422,266,000 | 470,136,000 |
| Allowance for loan losses | 5,432,000 | 5,933,000 | 6,433,000 | 7,032,000 |
| Securities available for sale | 56,304,000 | 54,921,000 | 52,949,000 | 53,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,531,000 | 391,709,000 | 456,597,000 | 494,734,000 |
| Interest-bearing deposits | 272,433,000 | 292,250,000 | 348,696,000 | 396,098,000 |
| Noninterest-bearing deposits | 121,098,000 | 99,459,000 | 107,901,000 | 98,636,000 |
| Equity capital | 37,803,000 | 39,835,000 | 41,572,000 | 44,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,216,000 | 13,022,000 | 20,732,000 | 29,809,000 |
| Interest expense | 1,880,000 | 4,283,000 | 7,558,000 | 11,608,000 |
| Net interest income | 4,336,000 | 8,739,000 | 13,174,000 | 18,201,000 |
| Noninterest income | 428,000 | 997,000 | 1,550,000 | 2,255,000 |
| Noninterest expense | 1,560,000 | 3,156,000 | 4,729,000 | 6,678,000 |
| Provision for loan losses | 400,000 | 900,000 | 1,400,000 | 2,000,000 |
| Pretax income | 2,823,000 | 5,699,000 | 8,614,000 | 11,797,000 |
| Income tax | 829,000 | 1,690,000 | 2,548,000 | 3,559,000 |
| Net income | 1,994,000 | 4,009,000 | 6,066,000 | 8,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,591,000 | 42,607,000 | 44,663,000 | 46,651,000 |
| Total capital | 45,501,000 | 47,815,000 | 50,491,000 | 53,015,000 |
| Risk-weighted assets | 392,333,000 | 415,861,000 | 465,666,000 | 508,471,000 |