Call reports 2022
CENTRAL BANK — 2022
What CENTRAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 405,166,000 | 422,322,000 | 422,109,000 | 447,160,000 |
| Total loans | 265,689,000 | 297,073,000 | 328,484,000 | 359,773,000 |
| Allowance for loan losses | 3,732,000 | 3,982,000 | 4,482,000 | 4,982,000 |
| Securities available for sale | 52,673,000 | 54,110,000 | 52,217,000 | 54,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,598,000 | 363,249,000 | 363,364,000 | 381,290,000 |
| Interest-bearing deposits | 225,994,000 | 218,578,000 | 252,790,000 | 278,778,000 |
| Noninterest-bearing deposits | 119,604,000 | 144,671,000 | 110,574,000 | 102,512,000 |
| Equity capital | 32,561,000 | 32,561,000 | 32,968,000 | 35,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,752,000 | 7,738,000 | 12,576,000 | 17,943,000 |
| Interest expense | 640,000 | 1,275,000 | 2,062,000 | 3,446,000 |
| Net interest income | 3,112,000 | 6,463,000 | 10,514,000 | 14,497,000 |
| Noninterest income | 488,000 | 920,000 | 1,363,000 | 1,978,000 |
| Noninterest expense | 1,367,000 | 2,796,000 | 4,202,000 | 5,653,000 |
| Provision for loan losses | 250,000 | 500,000 | 1,000,000 | 1,500,000 |
| Pretax income | 1,982,000 | 4,086,000 | 6,674,000 | 9,321,000 |
| Income tax | 575,000 | 1,248,000 | 2,046,000 | 2,550,000 |
| Net income | 1,407,000 | 2,838,000 | 4,628,000 | 6,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,156,000 | 34,587,000 | 36,639,000 | 38,597,000 |
| Total capital | 36,809,000 | 38,569,000 | 41,019,000 | 43,267,000 |
| Risk-weighted assets | 292,159,000 | 325,711,000 | 350,303,000 | 373,285,000 |