Call reports 2021
CENTRAL BANK — 2021
What CENTRAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 369,323,000 | 366,098,000 | 391,132,000 | 406,341,000 |
| Total loans | 230,843,000 | 246,783,000 | 269,361,000 | 283,490,000 |
| Allowance for loan losses | 2,731,000 | 2,881,000 | 3,181,000 | 3,482,000 |
| Securities available for sale | 47,833,000 | 47,767,000 | 47,884,000 | 48,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,103,000 | 305,505,000 | 330,733,000 | 345,602,000 |
| Interest-bearing deposits | 206,422,000 | 210,200,000 | 215,803,000 | 221,244,000 |
| Noninterest-bearing deposits | 103,681,000 | 95,306,000 | 114,930,000 | 124,358,000 |
| Equity capital | 29,984,000 | 31,375,000 | 32,584,000 | 33,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,206,000 | 6,584,000 | 10,230,000 | 14,062,000 |
| Interest expense | 781,000 | 1,511,000 | 2,213,000 | 2,892,000 |
| Net interest income | 2,425,000 | 5,073,000 | 8,017,000 | 11,170,000 |
| Noninterest income | 396,000 | 818,000 | 1,254,000 | 1,671,000 |
| Noninterest expense | 1,262,000 | 2,613,000 | 4,011,000 | 5,407,000 |
| Provision for loan losses | 150,000 | 300,000 | 600,000 | 900,000 |
| Pretax income | 1,409,000 | 2,978,000 | 4,660,000 | 6,547,000 |
| Income tax | 363,000 | 801,000 | 1,204,000 | 1,927,000 |
| Net income | 1,046,000 | 2,177,000 | 3,456,000 | 4,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,359,000 | 29,490,000 | 30,769,000 | 31,749,000 |
| Total capital | 31,090,000 | 32,371,000 | 33,950,000 | 35,231,000 |
| Risk-weighted assets | 250,357,000 | 257,661,000 | 276,155,000 | 287,707,000 |