Call reports 2020
CENTRAL BANK — 2020
What CENTRAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 272,963,000 | 297,681,000 | 316,131,000 | 320,575,000 |
| Total loans | 189,772,000 | 198,138,000 | 205,412,000 | 216,725,000 |
| Allowance for loan losses | 2,161,000 | 2,281,000 | 2,471,000 | 2,581,000 |
| Securities available for sale | 44,814,000 | 47,446,000 | 46,493,000 | 45,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,112,000 | 236,025,000 | 258,262,000 | 262,186,000 |
| Interest-bearing deposits | 186,926,000 | 188,694,000 | 198,625,000 | 197,458,000 |
| Noninterest-bearing deposits | 33,186,000 | 47,331,000 | 59,637,000 | 64,728,000 |
| Equity capital | 25,915,000 | 27,755,000 | 28,901,000 | 29,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,054,000 | 6,161,000 | 9,296,000 | 12,526,000 |
| Interest expense | 1,124,000 | 2,187,000 | 3,177,000 | 4,067,000 |
| Net interest income | 1,930,000 | 3,974,000 | 6,119,000 | 8,459,000 |
| Noninterest income | 583,000 | 903,000 | 1,306,000 | 1,800,000 |
| Noninterest expense | 1,202,000 | 2,415,000 | 3,679,000 | 5,117,000 |
| Provision for loan losses | 310,000 | 430,000 | 620,000 | 730,000 |
| Pretax income | 1,090,000 | 2,168,000 | 3,409,000 | 4,695,000 |
| Income tax | 283,000 | 559,000 | 904,000 | 1,337,000 |
| Net income | 807,000 | 1,609,000 | 2,505,000 | 3,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,841,000 | 25,647,000 | 26,550,000 | 27,313,000 |
| Total capital | 27,002,000 | 27,928,000 | 29,021,000 | 29,894,000 |
| Risk-weighted assets | 210,137,000 | 212,691,000 | 226,268,000 | 233,162,000 |
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