Call reports 2016
CENTRAL BANK — 2016
What CENTRAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 113,020,000 | 115,280,000 | 117,881,000 | 116,244,000 |
| Total loans | 63,904,000 | 68,511,000 | 71,486,000 | 69,293,000 |
| Allowance for loan losses | 1,821,000 | 1,852,000 | 1,887,000 | 843,000 |
| Securities available for sale | 38,295,000 | 37,229,000 | 38,555,000 | 39,663,000 |
| Securities held to maturity | 502,000 | 502,000 | 502,000 | 502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,831,000 | 94,654,000 | 96,118,000 | 95,466,000 |
| Interest-bearing deposits | 84,528,000 | 85,908,000 | 86,290,000 | 88,860,000 |
| Noninterest-bearing deposits | 8,304,000 | 8,747,000 | 9,828,000 | 6,605,000 |
| Equity capital | 17,144,000 | 17,647,000 | 17,792,000 | 16,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,061,000 | 3,106,000 | 4,158,000 |
| Interest expense | 167,000 | 341,000 | 532,000 | 731,000 |
| Net interest income | 871,000 | 1,720,000 | 2,574,000 | 3,427,000 |
| Noninterest income | 54,000 | 80,000 | 149,000 | 160,000 |
| Noninterest expense | 595,000 | 1,198,000 | 1,923,000 | 2,562,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 341,000 | 618,000 | 907,000 | 1,122,000 |
| Income tax | 94,000 | 164,000 | 241,000 | 294,000 |
| Net income | 247,000 | 454,000 | 666,000 | 828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,638,000 | 16,844,000 | 17,057,000 | 16,823,000 |
| Total capital | 17,528,000 | 17,789,000 | 17,998,000 | 17,666,000 |
| Risk-weighted assets | 70,262,000 | 74,648,000 | 74,311,000 | 72,223,000 |