Call reports 2012
CENTRAL BANK — 2012
What CENTRAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 88,980,000 | 88,920,000 | 90,820,000 | 91,053,000 |
| Total loans | 56,890,000 | 59,571,000 | 56,941,000 | 58,877,000 |
| Allowance for loan losses | 3,159,000 | 3,173,000 | 3,211,000 | 3,120,000 |
| Securities available for sale | 23,722,000 | 21,722,000 | 28,906,000 | 28,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,360,000 | 70,505,000 | 71,734,000 | 72,361,000 |
| Interest-bearing deposits | 66,802,000 | 66,297,000 | 66,883,000 | 68,971,000 |
| Noninterest-bearing deposits | 4,558,000 | 4,208,000 | 4,851,000 | 3,390,000 |
| Equity capital | 13,821,000 | 14,464,000 | 15,004,000 | 14,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,074,000 | 2,024,000 | 2,962,000 | 3,933,000 |
| Interest expense | 219,000 | 422,000 | 606,000 | 781,000 |
| Net interest income | 855,000 | 1,602,000 | 2,356,000 | 3,152,000 |
| Noninterest income | 14,000 | 91,000 | 97,000 | 81,000 |
| Noninterest expense | 399,000 | 810,000 | 1,247,000 | 1,698,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 640,000 | 1,198,000 | 1,491,000 | 1,790,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 640,000 | 1,198,000 | 1,491,000 | 1,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,955,000 | 13,524,000 | 13,838,000 | 13,834,000 |
| Total capital | 13,744,000 | 14,329,000 | 14,596,000 | 14,599,000 |
| Risk-weighted assets | 60,785,000 | 62,000,000 | 58,169,000 | 58,844,000 |