Call report 2016Q1
VIRGINIA COMMONWEALTH BANK — 2016Q1
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 327,378,000 | USD | evidence → |
| Total loans | 275,974,000 | USD | evidence → |
| Allowance for loan losses | 3,224,000 | USD | evidence → |
| Securities available for sale | 27,167,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 243,305,000 | USD | evidence → |
| Interest-bearing deposits | 226,125,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,180,000 | USD | evidence → |
| Equity capital | 34,399,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,955,000 | USD | evidence → |
| Interest expense | 401,000 | USD | evidence → |
| Net interest income | 2,554,000 | USD | evidence → |
| Noninterest income | 262,000 | USD | evidence → |
| Noninterest expense | 1,996,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 700,000 | USD | evidence → |
| Income tax | 215,000 | USD | evidence → |
| Net income | 485,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,821,000 | USD | evidence → |
| Total capital | 36,188,000 | USD | evidence → |
| Risk-weighted assets | 268,468,000 | USD | evidence → |