Call report 2012Q4
VIRGINIA COMMONWEALTH BANK — 2012Q4
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 274,283,000 | USD | evidence → |
| Total loans | 128,593,000 | USD | evidence → |
| Allowance for loan losses | 5,114,000 | USD | evidence → |
| Securities available for sale | 128,070,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 245,693,000 | USD | evidence → |
| Interest-bearing deposits | 231,781,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,912,000 | USD | evidence → |
| Equity capital | 28,042,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,141,000 | USD | evidence → |
| Interest expense | 2,337,000 | USD | evidence → |
| Net interest income | 9,804,000 | USD | evidence → |
| Noninterest income | 262,000 | USD | evidence → |
| Noninterest expense | 7,947,000 | USD | evidence → |
| Provision for loan losses | 275,000 | USD | evidence → |
| Pretax income | 2,677,000 | USD | evidence → |
| Income tax | -301,000 | USD | evidence → |
| Net income | 2,978,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,281,000 | USD | evidence → |
| Total capital | 28,913,000 | USD | evidence → |
| Risk-weighted assets | 126,812,000 | USD | evidence → |