Call reports 2009
FIRSTBANK OF AURORA — 2009
What FIRSTBANK OF AURORA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 461,772,000 | 457,647,000 | 462,207,000 | 473,539,000 |
| Total loans | 138,393,000 | 137,931,000 | 136,442,000 | 136,912,000 |
| Allowance for loan losses | 2,275,000 | 2,341,000 | 2,151,000 | 2,415,000 |
| Securities available for sale | 127,114,000 | 135,149,000 | 143,082,000 | 154,094,000 |
| Securities held to maturity | 141,601,000 | 138,809,000 | 137,119,000 | 130,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,041,000 | 423,641,000 | 426,900,000 | 436,204,000 |
| Interest-bearing deposits | 352,253,000 | 348,761,000 | 353,095,000 | 359,136,000 |
| Noninterest-bearing deposits | 77,789,000 | 74,880,000 | 73,805,000 | 77,067,000 |
| Equity capital | 29,030,000 | 30,934,000 | 32,123,000 | 33,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,030,000 | 11,913,000 | 17,651,000 | 23,308,000 |
| Interest expense | 1,466,000 | 2,656,000 | 3,711,000 | 4,647,000 |
| Net interest income | 4,564,000 | 9,257,000 | 13,940,000 | 18,661,000 |
| Noninterest income | 1,846,000 | 3,684,000 | 5,494,000 | 7,406,000 |
| Noninterest expense | 3,671,000 | 7,636,000 | 11,469,000 | 15,412,000 |
| Provision for loan losses | 298,000 | 631,000 | 572,000 | 909,000 |
| Pretax income | 2,441,000 | 4,470,000 | 6,962,000 | 9,315,000 |
| Income tax | 665,000 | 1,164,000 | 1,831,000 | 2,465,000 |
| Net income | 1,776,000 | 3,306,000 | 5,131,000 | 6,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,055,000 | 28,536,000 | 29,360,000 | 30,579,000 |
| Total capital | 30,358,000 | 30,905,000 | 31,538,000 | 33,021,000 |
| Risk-weighted assets | 208,504,000 | 201,200,000 | 204,337,000 | 209,040,000 |