Call reports 2008
FIRSTBANK OF AURORA — 2008
What FIRSTBANK OF AURORA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 430,270,000 | 444,944,000 | 440,522,000 | 442,154,000 |
| Total loans | 112,799,000 | 120,649,000 | 134,445,000 | 137,934,000 |
| Allowance for loan losses | 1,269,000 | 1,377,000 | 1,559,000 | 2,017,000 |
| Securities available for sale | 149,468,000 | 154,904,000 | 136,964,000 | 129,995,000 |
| Securities held to maturity | 133,421,000 | 142,950,000 | 144,242,000 | 143,359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,610,000 | 388,665,000 | 393,026,000 | 398,671,000 |
| Interest-bearing deposits | 316,252,000 | 308,563,000 | 311,118,000 | 324,840,000 |
| Noninterest-bearing deposits | 83,358,000 | 80,103,000 | 81,908,000 | 73,831,000 |
| Equity capital | 26,143,000 | 26,146,000 | 27,398,000 | 26,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,838,000 | 11,897,000 | 18,089,000 | 24,239,000 |
| Interest expense | 2,314,000 | 4,144,000 | 5,929,000 | 7,609,000 |
| Net interest income | 3,524,000 | 7,753,000 | 12,160,000 | 16,630,000 |
| Noninterest income | 1,979,000 | 4,092,000 | 6,268,000 | 8,287,000 |
| Noninterest expense | 3,579,000 | 7,242,000 | 10,785,000 | 14,271,000 |
| Provision for loan losses | 63,000 | 204,000 | 432,000 | 958,000 |
| Pretax income | 1,878,000 | 4,416,000 | 6,826,000 | 9,303,000 |
| Income tax | 443,000 | 1,127,000 | 1,767,000 | 2,460,000 |
| Net income | 1,435,000 | 3,289,000 | 5,059,000 | 6,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,972,000 | 25,167,000 | 26,996,000 | 27,279,000 |
| Total capital | 25,275,000 | 26,578,000 | 28,608,000 | 29,337,000 |
| Risk-weighted assets | 182,157,000 | 189,484,000 | 198,187,000 | 206,178,000 |