Call reports 2007
FIRSTBANK OF AURORA — 2007
What FIRSTBANK OF AURORA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 391,688,000 | 398,019,000 | 414,641,000 | 408,248,000 |
| Total loans | 91,234,000 | 107,124,000 | 109,461,000 | 108,508,000 |
| Allowance for loan losses | 1,023,000 | 1,203,000 | 1,271,000 | 1,241,000 |
| Securities available for sale | 140,617,000 | 137,962,000 | 126,331,000 | 135,712,000 |
| Securities held to maturity | 117,658,000 | 124,284,000 | 135,137,000 | 133,014,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,101,000 | 362,592,000 | 365,770,000 | 376,702,000 |
| Interest-bearing deposits | 281,080,000 | 279,007,000 | 283,238,000 | 298,243,000 |
| Noninterest-bearing deposits | 85,022,000 | 83,585,000 | 82,532,000 | 78,459,000 |
| Equity capital | 22,421,000 | 21,722,000 | 23,211,000 | 23,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,049,000 | 10,456,000 | 16,026,000 | 21,808,000 |
| Interest expense | 2,206,000 | 4,662,000 | 7,268,000 | 9,906,000 |
| Net interest income | 2,843,000 | 5,794,000 | 8,758,000 | 11,902,000 |
| Noninterest income | 1,719,000 | 3,648,000 | 5,750,000 | 7,883,000 |
| Noninterest expense | 3,165,000 | 6,423,000 | 9,631,000 | 12,870,000 |
| Provision for loan losses | 81,000 | 299,000 | 454,000 | 482,000 |
| Pretax income | 1,316,000 | 2,720,000 | 4,423,000 | 6,433,000 |
| Income tax | 240,000 | 515,000 | 897,000 | 1,446,000 |
| Net income | 1,076,000 | 2,205,000 | 3,526,000 | 4,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,626,000 | 21,956,000 | 22,676,000 | 23,437,000 |
| Total capital | 22,666,000 | 23,178,000 | 23,990,000 | 24,711,000 |
| Risk-weighted assets | 155,071,000 | 169,943,000 | 176,058,000 | 174,636,000 |