Call reports 2006
FIRSTBANK OF AURORA — 2006
What FIRSTBANK OF AURORA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 360,011,000 | 347,327,000 | 351,192,000 | 363,110,000 |
| Total loans | 69,988,000 | 75,080,000 | 79,000,000 | 82,968,000 |
| Allowance for loan losses | 776,000 | 840,000 | 890,000 | 958,000 |
| Securities available for sale | 128,318,000 | 122,821,000 | 122,243,000 | 120,567,000 |
| Securities held to maturity | 115,168,000 | 119,610,000 | 119,167,000 | 118,907,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,373,000 | 324,615,000 | 325,648,000 | 337,780,000 |
| Interest-bearing deposits | 253,596,000 | 244,783,000 | 246,555,000 | 257,755,000 |
| Noninterest-bearing deposits | 81,776,000 | 79,832,000 | 79,093,000 | 80,025,000 |
| Equity capital | 21,592,000 | 20,793,000 | 22,576,000 | 22,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,517,000 | 9,225,000 | 13,944,000 | 18,796,000 |
| Interest expense | 1,592,000 | 3,384,000 | 5,355,000 | 7,463,000 |
| Net interest income | 2,925,000 | 5,841,000 | 8,589,000 | 11,333,000 |
| Noninterest income | 1,686,000 | 3,481,000 | 5,357,000 | 7,200,000 |
| Noninterest expense | 2,904,000 | 5,876,000 | 8,820,000 | 11,725,000 |
| Provision for loan losses | 21,000 | 112,000 | 194,000 | 320,000 |
| Pretax income | 1,686,000 | 3,334,000 | 4,932,000 | 6,488,000 |
| Income tax | 372,000 | 729,000 | 1,077,000 | 1,426,000 |
| Net income | 1,314,000 | 2,605,000 | 3,855,000 | 5,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,400,000 | 21,693,000 | 21,943,000 | 21,850,000 |
| Total capital | 22,197,000 | 22,555,000 | 22,856,000 | 22,832,000 |
| Risk-weighted assets | 131,958,000 | 134,900,000 | 137,310,000 | 141,725,000 |