Call reports 2005
FIRSTBANK OF AURORA — 2005
What FIRSTBANK OF AURORA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 337,249,000 | 335,266,000 | 338,159,000 | 343,263,000 |
| Total loans | 58,654,000 | 65,169,000 | 65,940,000 | 70,043,000 |
| Allowance for loan losses | 579,000 | 663,000 | 717,000 | 775,000 |
| Securities available for sale | 157,643,000 | 153,303,000 | 136,764,000 | 133,681,000 |
| Securities held to maturity | 92,001,000 | 90,903,000 | 99,345,000 | 106,596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,356,000 | 307,646,000 | 312,647,000 | 318,160,000 |
| Interest-bearing deposits | 235,252,000 | 234,067,000 | 233,363,000 | 236,459,000 |
| Noninterest-bearing deposits | 77,104,000 | 73,579,000 | 79,284,000 | 81,702,000 |
| Equity capital | 21,350,000 | 22,808,000 | 22,243,000 | 22,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,044,000 | 8,247,000 | 12,482,000 | 16,864,000 |
| Interest expense | 944,000 | 2,073,000 | 3,327,000 | 4,789,000 |
| Net interest income | 3,100,000 | 6,174,000 | 9,155,000 | 12,075,000 |
| Noninterest income | 1,574,000 | 3,285,000 | 5,097,000 | 6,817,000 |
| Noninterest expense | 2,758,000 | 5,603,000 | 8,390,000 | 11,171,000 |
| Provision for loan losses | 46,000 | 139,000 | 239,000 | 341,000 |
| Pretax income | 1,908,000 | 3,755,000 | 5,661,000 | 7,418,000 |
| Income tax | 409,000 | 812,000 | 1,238,000 | 1,657,000 |
| Net income | 1,499,000 | 2,943,000 | 4,423,000 | 5,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,127,000 | 20,470,000 | 20,850,000 | 21,089,000 |
| Total capital | 20,706,000 | 21,133,000 | 21,567,000 | 21,864,000 |
| Risk-weighted assets | 113,409,000 | 119,392,000 | 124,658,000 | 128,431,000 |