Call reports 2004
FIRSTBANK OF AURORA — 2004
What FIRSTBANK OF AURORA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 345,970,000 | 332,637,000 | 346,312,000 | 336,972,000 |
| Total loans | 60,881,000 | 58,241,000 | 57,943,000 | 56,978,000 |
| Allowance for loan losses | 680,000 | 640,000 | 579,000 | 551,000 |
| Securities available for sale | 197,908,000 | 201,899,000 | 198,289,000 | 176,162,000 |
| Securities held to maturity | 52,109,000 | 51,838,000 | 64,656,000 | 73,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,834,000 | 307,264,000 | 309,187,000 | 301,591,000 |
| Interest-bearing deposits | 241,055,000 | 230,109,000 | 236,237,000 | 229,309,000 |
| Noninterest-bearing deposits | 74,779,000 | 77,155,000 | 72,950,000 | 72,283,000 |
| Equity capital | 23,259,000 | 21,355,000 | 23,801,000 | 22,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,763,000 | 7,725,000 | 11,811,000 | 16,057,000 |
| Interest expense | 781,000 | 1,558,000 | 2,369,000 | 3,301,000 |
| Net interest income | 2,982,000 | 6,167,000 | 9,442,000 | 12,756,000 |
| Noninterest income | 1,683,000 | 3,402,000 | 5,092,000 | 6,741,000 |
| Noninterest expense | 2,533,000 | 5,296,000 | 7,996,000 | 10,824,000 |
| Provision for loan losses | -63,000 | -77,000 | -103,000 | -65,000 |
| Pretax income | 2,195,000 | 4,350,000 | 6,641,000 | 8,707,000 |
| Income tax | 533,000 | 1,053,000 | 1,612,000 | 2,091,000 |
| Net income | 1,662,000 | 3,297,000 | 5,029,000 | 6,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,973,000 | 20,507,000 | 20,840,000 | 19,927,000 |
| Total capital | 20,653,000 | 21,147,000 | 21,419,000 | 20,478,000 |
| Risk-weighted assets | 114,699,000 | 110,519,000 | 113,068,000 | 110,582,000 |