Call reports 2003
FIRSTBANK OF AURORA — 2003
What FIRSTBANK OF AURORA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 317,364,000 | 324,488,000 | 316,887,000 | 323,518,000 |
| Total loans | 56,249,000 | 62,504,000 | 64,351,000 | 64,891,000 |
| Allowance for loan losses | 717,000 | 713,000 | 729,000 | 761,000 |
| Securities available for sale | 158,925,000 | 167,297,000 | 157,937,000 | 175,486,000 |
| Securities held to maturity | 56,820,000 | 56,676,000 | 54,442,000 | 52,038,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,992,000 | 293,048,000 | 291,159,000 | 295,045,000 |
| Interest-bearing deposits | 214,736,000 | 222,208,000 | 217,673,000 | 223,367,000 |
| Noninterest-bearing deposits | 73,257,000 | 70,840,000 | 73,485,000 | 71,678,000 |
| Equity capital | 21,052,000 | 22,036,000 | 22,372,000 | 22,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,548,000 | 7,156,000 | 10,604,000 | 14,087,000 |
| Interest expense | 844,000 | 1,700,000 | 2,517,000 | 3,310,000 |
| Net interest income | 2,704,000 | 5,456,000 | 8,087,000 | 10,777,000 |
| Noninterest income | 1,747,000 | 3,667,000 | 5,531,000 | 7,312,000 |
| Noninterest expense | 2,326,000 | 4,845,000 | 7,310,000 | 9,700,000 |
| Provision for loan losses | 97,000 | 114,000 | 166,000 | 242,000 |
| Pretax income | 2,028,000 | 4,164,000 | 6,142,000 | 8,147,000 |
| Income tax | 475,000 | 983,000 | 1,438,000 | 1,926,000 |
| Net income | 1,553,000 | 3,181,000 | 4,704,000 | 6,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,843,000 | 19,370,000 | 19,694,000 | 19,411,000 |
| Total capital | 19,560,000 | 20,083,000 | 20,423,000 | 20,172,000 |
| Risk-weighted assets | 111,032,000 | 114,761,000 | 111,579,000 | 113,270,000 |