Call reports 2002
FIRSTBANK OF AURORA — 2002
What FIRSTBANK OF AURORA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 272,072,000 | 272,858,000 | 281,873,000 | 290,450,000 |
| Total loans | 64,008,000 | 58,212,000 | 59,203,000 | 58,298,000 |
| Allowance for loan losses | 794,000 | 648,000 | 659,000 | 645,000 |
| Securities available for sale | 123,367,000 | 134,653,000 | 135,337,000 | 145,367,000 |
| Securities held to maturity | 55,194,000 | 51,608,000 | 52,225,000 | 56,725,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,466,000 | 249,985,000 | 256,566,000 | 264,357,000 |
| Interest-bearing deposits | 182,606,000 | 180,795,000 | 185,743,000 | 197,030,000 |
| Noninterest-bearing deposits | 69,860,000 | 69,190,000 | 70,822,000 | 67,328,000 |
| Equity capital | 16,651,000 | 19,379,000 | 21,119,000 | 21,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,774,000 | 7,512,000 | 11,244,000 | 14,930,000 |
| Interest expense | 994,000 | 1,942,000 | 2,859,000 | 3,748,000 |
| Net interest income | 2,780,000 | 5,570,000 | 8,385,000 | 11,182,000 |
| Noninterest income | 1,568,000 | 3,255,000 | 5,129,000 | 7,034,000 |
| Noninterest expense | 2,176,000 | 4,446,000 | 6,856,000 | 9,375,000 |
| Provision for loan losses | 5,000 | -123,000 | -61,000 | -13,000 |
| Pretax income | 2,167,000 | 4,502,000 | 6,719,000 | 8,854,000 |
| Income tax | 554,000 | 1,165,000 | 1,719,000 | 2,247,000 |
| Net income | 1,613,000 | 3,337,000 | 5,000,000 | 6,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,296,000 | 16,720,000 | 17,583,000 | 18,390,000 |
| Total capital | 17,090,000 | 17,368,000 | 18,242,000 | 19,035,000 |
| Risk-weighted assets | 105,062,000 | 102,438,000 | 105,468,000 | 107,738,000 |