Call reports 2018
POST OAK BANK, N.A. — 2018
What POST OAK BANK, N.A. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 1,430,763,000 | 1,428,420,000 | 1,487,548,000 |
| Total loans | 1,146,661,000 | 1,174,212,000 | 1,179,963,000 |
| Allowance for loan losses | 11,995,000 | 11,593,000 | 11,619,000 |
| Securities available for sale | 48,464,000 | 47,374,000 | 42,189,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,244,534,000 | 1,231,083,000 | 1,293,231,000 |
| Interest-bearing deposits | 817,909,000 | 828,475,000 | 856,458,000 |
| Noninterest-bearing deposits | 426,625,000 | 402,608,000 | 436,773,000 |
| Equity capital | 159,603,000 | 165,184,000 | 162,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 15,590,000 | 32,200,000 | 49,086,000 |
| Interest expense | 1,984,000 | 4,457,000 | 7,605,000 |
| Net interest income | 13,606,000 | 27,743,000 | 41,481,000 |
| Noninterest income | 722,000 | 1,460,000 | 2,347,000 |
| Noninterest expense | 7,674,000 | 15,436,000 | 24,401,000 |
| Provision for loan losses | 250,000 | 250,000 | 250,000 |
| Pretax income | 6,404,000 | 13,517,000 | 19,177,000 |
| Income tax | 1,326,000 | 2,825,000 | 3,963,000 |
| Net income | 5,078,000 | 10,692,000 | 15,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 154,091,000 | 159,838,000 | 156,992,000 |
| Total capital | 166,108,000 | 171,453,000 | 168,633,000 |
| Risk-weighted assets | 1,153,031,000 | 1,187,758,000 | 1,208,592,000 |