Call reports 2017
POST OAK BANK, N.A. — 2017
What POST OAK BANK, N.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,141,545,000 | 1,341,003,000 | 1,383,957,000 | 1,429,185,000 |
| Total loans | 956,838,000 | 1,093,717,000 | 1,124,896,000 | 1,147,001,000 |
| Allowance for loan losses | 11,421,000 | 11,871,000 | 12,024,000 | 12,030,000 |
| Securities available for sale | 38,505,000 | 55,410,000 | 53,849,000 | 49,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,015,033,000 | 1,177,909,000 | 1,213,777,000 | 1,255,285,000 |
| Interest-bearing deposits | 606,671,000 | 716,170,000 | 770,436,000 | 783,590,000 |
| Noninterest-bearing deposits | 408,362,000 | 461,739,000 | 443,341,000 | 471,695,000 |
| Equity capital | 123,780,000 | 145,955,000 | 150,238,000 | 154,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 12,395,000 | 26,961,000 | 42,171,000 | 57,730,000 |
| Interest expense | 1,046,000 | 2,320,000 | 3,949,000 | 5,703,000 |
| Net interest income | 11,349,000 | 24,641,000 | 38,222,000 | 52,027,000 |
| Noninterest income | 674,000 | 3,152,000 | 3,795,000 | 4,572,000 |
| Noninterest expense | 6,960,000 | 14,666,000 | 22,257,000 | 30,131,000 |
| Provision for loan losses | 200,000 | 640,000 | 790,000 | 790,000 |
| Pretax income | 4,863,000 | 12,487,000 | 18,970,000 | 25,678,000 |
| Income tax | 1,673,000 | 3,650,000 | 5,916,000 | 7,742,000 |
| Net income | 3,190,000 | 8,837,000 | 13,054,000 | 17,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,280,000 | 140,589,000 | 144,853,000 | 149,265,000 |
| Total capital | 130,723,000 | 152,482,000 | 156,899,000 | 161,317,000 |
| Risk-weighted assets | 988,430,000 | 1,106,076,000 | 1,132,903,000 | 1,148,165,000 |