Call reports 2016
POST OAK BANK, N.A. — 2016
What POST OAK BANK, N.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,111,870,000 | 1,077,166,000 | 1,140,674,000 | 1,128,730,000 |
| Total loans | 872,008,000 | 903,674,000 | 896,902,000 | 925,648,000 |
| Allowance for loan losses | 10,544,000 | 11,053,000 | 11,329,000 | 11,239,000 |
| Securities available for sale | 42,324,000 | 41,508,000 | 41,594,000 | 38,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 993,705,000 | 958,232,000 | 1,018,277,000 | 1,004,982,000 |
| Interest-bearing deposits | 659,701,000 | 626,320,000 | 609,392,000 | 602,013,000 |
| Noninterest-bearing deposits | 334,004,000 | 331,912,000 | 408,885,000 | 402,969,000 |
| Equity capital | 114,454,000 | 117,282,000 | 120,413,000 | 122,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,862,000 | 23,850,000 | 36,059,000 | 48,504,000 |
| Interest expense | 1,025,000 | 2,046,000 | 3,109,000 | 4,183,000 |
| Net interest income | 10,837,000 | 21,804,000 | 32,950,000 | 44,321,000 |
| Noninterest income | 732,000 | 1,286,000 | 1,884,000 | 2,481,000 |
| Noninterest expense | 6,729,000 | 13,427,000 | 20,109,000 | 27,113,000 |
| Provision for loan losses | 650,000 | 1,352,000 | 1,752,000 | 1,952,000 |
| Pretax income | 4,190,000 | 8,311,000 | 12,973,000 | 17,737,000 |
| Income tax | 1,425,000 | 2,830,000 | 4,423,000 | 5,964,000 |
| Net income | 2,765,000 | 5,481,000 | 8,550,000 | 11,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,327,000 | 111,881,000 | 115,466,000 | 118,675,000 |
| Total capital | 120,893,000 | 122,956,000 | 126,817,000 | 129,936,000 |
| Risk-weighted assets | 895,421,000 | 920,536,000 | 922,773,000 | 947,561,000 |