Call reports 2015
POST OAK BANK, N.A. — 2015
What POST OAK BANK, N.A. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 915,772,000 | 937,545,000 | 1,012,358,000 | 1,091,922,000 |
| Total loans | 738,774,000 | 740,507,000 | 770,373,000 | 887,450,000 |
| Allowance for loan losses | 9,275,000 | 9,626,000 | 9,653,000 | 9,894,000 |
| Securities available for sale | 19,327,000 | 18,958,000 | 21,228,000 | 41,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 825,855,000 | 820,781,000 | 892,779,000 | 977,941,000 |
| Interest-bearing deposits | 556,217,000 | 557,812,000 | 605,645,000 | 646,967,000 |
| Noninterest-bearing deposits | 269,638,000 | 262,969,000 | 287,134,000 | 330,974,000 |
| Equity capital | 87,432,000 | 89,980,000 | 92,807,000 | 111,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,717,000 | 19,776,000 | 30,146,000 | 41,145,000 |
| Interest expense | 886,000 | 1,770,000 | 2,711,000 | 3,716,000 |
| Net interest income | 8,831,000 | 18,006,000 | 27,435,000 | 37,429,000 |
| Noninterest income | 242,000 | 492,000 | 760,000 | 1,192,000 |
| Noninterest expense | 5,145,000 | 10,428,000 | 15,922,000 | 22,104,000 |
| Provision for loan losses | 241,000 | 441,000 | 466,000 | 702,000 |
| Pretax income | 3,687,000 | 7,629,000 | 11,807,000 | 15,815,000 |
| Income tax | 1,286,000 | 2,627,000 | 4,052,000 | 5,403,000 |
| Net income | 2,401,000 | 5,002,000 | 7,755,000 | 10,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,449,000 | 90,050,000 | 92,803,000 | 107,683,000 |
| Total capital | 96,746,000 | 99,346,000 | 102,478,000 | 117,599,000 |
| Risk-weighted assets | 748,079,000 | 743,379,000 | 786,466,000 | 901,763,000 |