Call reports 2014
POST OAK BANK, N.A. — 2014
What POST OAK BANK, N.A. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 795,216,000 | 813,247,000 | 849,360,000 | 901,010,000 |
| Total loans | 623,844,000 | 666,925,000 | 710,548,000 | 720,249,000 |
| Allowance for loan losses | 8,208,000 | 8,760,000 | 9,250,000 | 9,256,000 |
| Securities available for sale | 14,289,000 | 13,701,000 | 14,645,000 | 14,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 715,011,000 | 731,648,000 | 765,130,000 | 815,144,000 |
| Interest-bearing deposits | 491,381,000 | 499,119,000 | 529,293,000 | 540,739,000 |
| Noninterest-bearing deposits | 223,630,000 | 232,529,000 | 235,837,000 | 274,405,000 |
| Equity capital | 78,483,000 | 80,357,000 | 82,604,000 | 84,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,290,000 | 17,165,000 | 26,691,000 | 36,575,000 |
| Interest expense | 748,000 | 1,491,000 | 2,297,000 | 3,119,000 |
| Net interest income | 7,542,000 | 15,674,000 | 24,394,000 | 33,456,000 |
| Noninterest income | 226,000 | 471,000 | 720,000 | 939,000 |
| Noninterest expense | 4,921,000 | 9,877,000 | 14,923,000 | 20,255,000 |
| Provision for loan losses | 450,000 | 1,022,000 | 1,512,000 | 1,882,000 |
| Pretax income | 2,397,000 | 5,246,000 | 8,679,000 | 12,258,000 |
| Income tax | 846,000 | 1,816,000 | 2,988,000 | 4,237,000 |
| Net income | 1,551,000 | 3,430,000 | 5,691,000 | 8,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,106,000 | 77,982,000 | 80,236,000 | 82,228,000 |
| Total capital | 83,843,000 | 86,381,000 | 88,974,000 | 91,014,000 |
| Risk-weighted assets | 618,432,000 | 671,520,000 | 698,506,000 | 702,396,000 |