Call reports 2013
POST OAK BANK, N.A. — 2013
What POST OAK BANK, N.A. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 687,166,000 | 722,915,000 | 731,454,000 | 772,120,000 |
| Total loans | 549,108,000 | 567,942,000 | 588,123,000 | 604,780,000 |
| Allowance for loan losses | 7,700,000 | 7,820,000 | 8,111,000 | 8,350,000 |
| Securities available for sale | 12,964,000 | 13,204,000 | 13,622,000 | 13,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 613,658,000 | 648,704,000 | 655,215,000 | 694,718,000 |
| Interest-bearing deposits | 411,064,000 | 450,839,000 | 455,407,000 | 481,987,000 |
| Noninterest-bearing deposits | 202,594,000 | 197,865,000 | 199,808,000 | 212,731,000 |
| Equity capital | 71,877,000 | 73,286,000 | 74,999,000 | 76,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,516,000 | 15,295,000 | 23,369,000 | 31,649,000 |
| Interest expense | 638,000 | 1,341,000 | 2,098,000 | 2,868,000 |
| Net interest income | 6,878,000 | 13,954,000 | 21,271,000 | 28,781,000 |
| Noninterest income | 212,000 | 442,000 | 669,000 | 894,000 |
| Noninterest expense | 4,302,000 | 8,735,000 | 13,295,000 | 18,151,000 |
| Provision for loan losses | 485,000 | 935,000 | 1,260,000 | 1,280,000 |
| Pretax income | 2,303,000 | 4,726,000 | 7,385,000 | 10,244,000 |
| Income tax | 798,000 | 1,584,000 | 2,505,000 | 3,524,000 |
| Net income | 1,505,000 | 3,142,000 | 4,880,000 | 6,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,729,000 | 71,249,000 | 72,974,000 | 74,504,000 |
| Total capital | 76,570,000 | 78,222,000 | 80,121,000 | 81,959,000 |
| Risk-weighted assets | 546,389,000 | 556,948,000 | 570,956,000 | 595,469,000 |