Call reports 2012
POST OAK BANK, N.A. — 2012
What POST OAK BANK, N.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 580,487,000 | 597,476,000 | 603,174,000 | 641,439,000 |
| Total loans | 421,050,000 | 461,086,000 | 482,713,000 | 523,067,000 |
| Allowance for loan losses | 6,109,000 | 6,433,000 | 6,764,000 | 7,244,000 |
| Securities available for sale | 14,609,000 | 13,288,000 | 11,190,000 | 11,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,045,000 | 536,242,000 | 532,934,000 | 570,461,000 |
| Interest-bearing deposits | 346,933,000 | 348,257,000 | 340,137,000 | 364,051,000 |
| Noninterest-bearing deposits | 173,112,000 | 187,985,000 | 192,797,000 | 206,410,000 |
| Equity capital | 59,082,000 | 60,281,000 | 69,044,000 | 70,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,490,000 | 13,086,000 | 20,084,000 | 27,440,000 |
| Interest expense | 675,000 | 1,311,000 | 1,897,000 | 2,510,000 |
| Net interest income | 5,815,000 | 11,775,000 | 18,187,000 | 24,930,000 |
| Noninterest income | 428,000 | 648,000 | 890,000 | 1,081,000 |
| Noninterest expense | 4,014,000 | 7,921,000 | 12,072,000 | 16,287,000 |
| Provision for loan losses | 300,000 | 855,000 | 1,455,000 | 2,049,000 |
| Pretax income | 1,929,000 | 3,647,000 | 5,550,000 | 7,675,000 |
| Income tax | 672,000 | 1,264,000 | 1,933,000 | 2,674,000 |
| Net income | 1,257,000 | 2,383,000 | 3,617,000 | 5,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,483,000 | 58,647,000 | 67,396,000 | 68,242,000 |
| Total capital | 62,816,000 | 64,366,000 | 73,363,000 | 74,806,000 |
| Risk-weighted assets | 425,813,000 | 456,808,000 | 476,519,000 | 524,420,000 |