Call reports 2011
POST OAK BANK, N.A. — 2011
What POST OAK BANK, N.A. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 500,233,000 | 508,774,000 | 542,806,000 | 561,313,000 |
| Total loans | 386,981,000 | 405,777,000 | 412,887,000 | 408,893,000 |
| Allowance for loan losses | 5,281,000 | 5,508,000 | 5,729,000 | 5,819,000 |
| Securities available for sale | 13,378,000 | 13,571,000 | 11,358,000 | 14,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,333,000 | 451,955,000 | 484,940,000 | 502,892,000 |
| Interest-bearing deposits | 319,068,000 | 325,299,000 | 342,858,000 | 347,735,000 |
| Noninterest-bearing deposits | 125,265,000 | 126,656,000 | 142,082,000 | 155,157,000 |
| Equity capital | 54,581,000 | 55,563,000 | 56,473,000 | 57,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,830,000 | 11,949,000 | 18,417,000 | 24,873,000 |
| Interest expense | 747,000 | 1,522,000 | 2,323,000 | 3,054,000 |
| Net interest income | 5,083,000 | 10,427,000 | 16,094,000 | 21,819,000 |
| Noninterest income | 202,000 | 393,000 | 601,000 | 819,000 |
| Noninterest expense | 3,796,000 | 7,501,000 | 11,274,000 | 14,710,000 |
| Provision for loan losses | 356,000 | 700,000 | 1,416,000 | 1,696,000 |
| Pretax income | 1,133,000 | 2,619,000 | 4,005,000 | 6,232,000 |
| Income tax | 414,000 | 944,000 | 1,404,000 | 2,169,000 |
| Net income | 719,000 | 1,675,000 | 2,601,000 | 4,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,046,000 | 53,992,000 | 54,909,000 | 56,354,000 |
| Total capital | 57,886,000 | 59,006,000 | 60,021,000 | 61,547,000 |
| Risk-weighted assets | 386,757,000 | 400,664,000 | 408,339,000 | 414,840,000 |