Call reports 2010
POST OAK BANK, N.A. — 2010
What POST OAK BANK, N.A. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 425,321,000 | 448,688,000 | 464,007,000 | 465,641,000 |
| Total loans | 329,160,000 | 341,874,000 | 340,621,000 | 366,560,000 |
| Allowance for loan losses | 4,307,000 | 4,589,000 | 4,702,000 | 5,004,000 |
| Securities available for sale | 16,323,000 | 14,281,000 | 13,584,000 | 12,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,671,000 | 394,293,000 | 408,805,000 | 410,411,000 |
| Interest-bearing deposits | 271,746,000 | 290,963,000 | 286,748,000 | 297,825,000 |
| Noninterest-bearing deposits | 98,925,000 | 103,330,000 | 122,057,000 | 112,586,000 |
| Equity capital | 51,758,000 | 52,341,000 | 53,175,000 | 53,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,161,000 | 10,597,000 | 16,048,000 | 21,683,000 |
| Interest expense | 859,000 | 1,754,000 | 2,601,000 | 3,357,000 |
| Net interest income | 4,302,000 | 8,843,000 | 13,447,000 | 18,326,000 |
| Noninterest income | 111,000 | 220,000 | 366,000 | 620,000 |
| Noninterest expense | 3,360,000 | 6,744,000 | 10,263,000 | 13,997,000 |
| Provision for loan losses | 341,000 | 732,000 | 843,000 | 1,194,000 |
| Pretax income | 712,000 | 1,587,000 | 2,707,000 | 3,755,000 |
| Income tax | 258,000 | 573,000 | 971,000 | 1,344,000 |
| Net income | 454,000 | 1,014,000 | 1,736,000 | 2,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,530,000 | 51,126,000 | 51,930,000 | 52,289,000 |
| Total capital | 54,586,000 | 55,431,000 | 56,308,000 | 56,861,000 |
| Risk-weighted assets | 324,213,000 | 344,075,000 | 349,929,000 | 365,262,000 |