Call reports 2009
POST OAK BANK, N.A. — 2009
What POST OAK BANK, N.A. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 362,568,000 | 371,610,000 | 384,232,000 | 407,845,000 |
| Total loans | 281,055,000 | 291,435,000 | 301,567,000 | 316,423,000 |
| Allowance for loan losses | 3,533,000 | 3,841,000 | 3,918,000 | 4,099,000 |
| Securities available for sale | 28,980,000 | 17,617,000 | 16,893,000 | 14,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,090,000 | 331,637,000 | 330,792,000 | 352,708,000 |
| Interest-bearing deposits | 234,876,000 | 240,268,000 | 231,469,000 | 251,116,000 |
| Noninterest-bearing deposits | 88,214,000 | 91,369,000 | 99,323,000 | 101,592,000 |
| Equity capital | 36,786,000 | 37,024,000 | 50,683,000 | 51,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,595,000 | 9,375,000 | 14,318,000 | 19,339,000 |
| Interest expense | 1,201,000 | 2,295,000 | 3,295,000 | 4,214,000 |
| Net interest income | 3,394,000 | 7,080,000 | 11,023,000 | 15,125,000 |
| Noninterest income | 157,000 | 310,000 | 374,000 | 498,000 |
| Noninterest expense | 2,668,000 | 5,615,000 | 8,540,000 | 11,728,000 |
| Provision for loan losses | 536,000 | 910,000 | 1,198,000 | 1,452,000 |
| Pretax income | 347,000 | 865,000 | 1,659,000 | 2,443,000 |
| Income tax | 126,000 | 324,000 | 636,000 | 930,000 |
| Net income | 221,000 | 541,000 | 1,023,000 | 1,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,682,000 | 35,993,000 | 49,601,000 | 50,021,000 |
| Total capital | 39,237,000 | 39,667,000 | 53,417,000 | 54,011,000 |
| Risk-weighted assets | 285,082,000 | 293,755,000 | 305,173,000 | 319,072,000 |