Call reports 2007
POST OAK BANK, N.A. — 2007
What POST OAK BANK, N.A. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 180,676,000 | 199,124,000 | 229,593,000 | 281,755,000 |
| Total loans | 101,740,000 | 127,931,000 | 148,881,000 | 180,277,000 |
| Allowance for loan losses | 1,554,000 | 1,918,000 | 2,105,000 | 2,254,000 |
| Securities available for sale | 10,932,000 | 11,610,000 | 12,538,000 | 14,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,395,000 | 163,129,000 | 193,698,000 | 244,352,000 |
| Interest-bearing deposits | 125,983,000 | 118,127,000 | 150,671,000 | 172,119,000 |
| Noninterest-bearing deposits | 39,412,000 | 45,002,000 | 43,027,000 | 72,233,000 |
| Equity capital | 14,203,000 | 34,387,000 | 34,574,000 | 35,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,030,000 | 6,389,000 | 10,220,000 | 14,786,000 |
| Interest expense | 1,437,000 | 2,841,000 | 4,313,000 | 6,141,000 |
| Net interest income | 1,593,000 | 3,548,000 | 5,907,000 | 8,645,000 |
| Noninterest income | 30,000 | 98,000 | 165,000 | 246,000 |
| Noninterest expense | 1,748,000 | 3,568,000 | 5,508,000 | 7,487,000 |
| Provision for loan losses | 140,000 | 504,000 | 691,000 | 840,000 |
| Pretax income | -265,000 | -426,000 | -127,000 | 564,000 |
| Income tax | -89,000 | -144,000 | -43,000 | 205,000 |
| Net income | -176,000 | -282,000 | -84,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,798,000 | 34,012,000 | 34,153,000 | 34,340,000 |
| Total capital | 15,251,000 | 35,731,000 | 36,157,000 | 36,594,000 |
| Risk-weighted assets | 116,171,000 | 137,355,000 | 160,200,000 | 193,597,000 |