Call reports 2006
POST OAK BANK, N.A. — 2006
What POST OAK BANK, N.A. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 76,500,000 | 93,696,000 | 108,000,000 | 163,945,000 |
| Total loans | 56,259,000 | 68,559,000 | 76,401,000 | 94,218,000 |
| Allowance for loan losses | 844,000 | 1,028,000 | 1,146,000 | 1,414,000 |
| Securities available for sale | 7,387,000 | 6,372,000 | 8,901,000 | 10,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,095,000 | 79,193,000 | 93,213,000 | 148,242,000 |
| Interest-bearing deposits | 47,163,000 | 59,380,000 | 75,016,000 | 123,147,000 |
| Noninterest-bearing deposits | 14,932,000 | 19,813,000 | 18,197,000 | 25,095,000 |
| Equity capital | 13,777,000 | 13,780,000 | 13,920,000 | 14,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,840,000 | 4,697,000 | 7,355,000 |
| Interest expense | 374,000 | 921,000 | 1,641,000 | 2,884,000 |
| Net interest income | 898,000 | 1,919,000 | 3,056,000 | 4,471,000 |
| Noninterest income | 14,000 | 43,000 | 70,000 | 107,000 |
| Noninterest expense | 742,000 | 1,660,000 | 2,606,000 | 3,751,000 |
| Provision for loan losses | 91,000 | 275,000 | 393,000 | 664,000 |
| Pretax income | 79,000 | 27,000 | 127,000 | 163,000 |
| Income tax | 0 | 0 | 0 | -350,000 |
| Net income | 79,000 | 27,000 | 127,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,849,000 | 13,877,000 | 13,978,000 | 13,944,000 |
| Total capital | 14,605,000 | 14,827,000 | 14,998,000 | 15,290,000 |
| Risk-weighted assets | 60,393,000 | 75,946,000 | 81,473,000 | 107,607,000 |