Call reports 2004
POST OAK BANK, N.A. — 2004
What POST OAK BANK, N.A. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Total assets | 24,953,000 | 40,817,000 |
| Total loans | 9,865,000 | 24,471,000 |
| Allowance for loan losses | 148,000 | 367,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 10,777,000 | 26,977,000 |
| Interest-bearing deposits | 7,501,000 | 19,837,000 |
| Noninterest-bearing deposits | 3,276,000 | 7,140,000 |
| Equity capital | 14,170,000 | 13,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Interest income | 99,000 | 458,000 |
| Interest expense | 11,000 | 62,000 |
| Net interest income | 88,000 | 396,000 |
| Noninterest income | 14,000 | 20,000 |
| Noninterest expense | 718,000 | 1,166,000 |
| Provision for loan losses | 148,000 | 367,000 |
| Pretax income | -764,000 | -1,117,000 |
| Income tax | 0 | 0 |
| Net income | -764,000 | -1,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Tier 1 capital | 14,170,000 | 13,817,000 |
| Total capital | 14,318,000 | 14,162,000 |
| Risk-weighted assets | 13,171,000 | 27,734,000 |