Call reports 2001
BRITTON & KOONTZ BANK, N.A. — 2001
What BRITTON & KOONTZ BANK, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 271,703,000 | 270,212,000 | 272,845,000 | 297,795,000 |
| Total loans | 186,540,000 | 184,625,000 | 186,445,000 | 185,067,000 |
| Allowance for loan losses | 2,016,000 | 2,036,000 | 2,103,000 | 2,108,000 |
| Securities available for sale | 54,579,000 | 51,001,000 | 48,915,000 | 54,666,000 |
| Securities held to maturity | 10,834,000 | 12,451,000 | 15,999,000 | 27,968,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,517,000 | 211,172,000 | 209,856,000 | 218,601,000 |
| Interest-bearing deposits | 177,279,000 | 176,005,000 | 176,638,000 | 184,896,000 |
| Noninterest-bearing deposits | 33,238,000 | 35,167,000 | 33,218,000 | 33,705,000 |
| Equity capital | 25,101,000 | 25,027,000 | 26,375,000 | 26,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,396,000 | 10,781,000 | 16,073,000 | 21,270,000 |
| Interest expense | 2,584,000 | 4,973,000 | 7,209,000 | 9,243,000 |
| Net interest income | 2,812,000 | 5,808,000 | 8,864,000 | 12,027,000 |
| Noninterest income | 536,000 | 1,082,000 | 1,654,000 | 2,219,000 |
| Noninterest expense | 2,197,000 | 4,268,000 | 6,513,000 | 8,889,000 |
| Provision for loan losses | 165,000 | 285,000 | 405,000 | 525,000 |
| Pretax income | 986,000 | 2,466,000 | 3,729,000 | 4,961,000 |
| Income tax | 312,000 | 755,000 | 1,155,000 | 1,541,000 |
| Net income | 674,000 | 1,711,000 | 2,574,000 | 3,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,850,000 | 23,065,000 | 23,954,000 | 24,127,000 |
| Total capital | 24,866,000 | 25,101,000 | 26,057,000 | 26,235,000 |
| Risk-weighted assets | 172,513,000 | 180,915,000 | 187,346,000 | 190,757,000 |