Call reports 2013
FIRST STATE BANK OF MINERAL WELLS — 2013
What FIRST STATE BANK OF MINERAL WELLS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 129,718,000 | 127,990,000 |
| Total loans | 60,140,000 | 59,842,000 |
| Allowance for loan losses | 690,000 | 690,000 |
| Securities available for sale | 11,144,000 | 10,359,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 116,028,000 | 114,547,000 |
| Interest-bearing deposits | 67,146,000 | 66,210,000 |
| Noninterest-bearing deposits | 48,882,000 | 48,337,000 |
| Equity capital | 13,043,000 | 12,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 997,000 | 1,961,000 |
| Interest expense | 71,000 | 139,000 |
| Net interest income | 926,000 | 1,822,000 |
| Noninterest income | 214,000 | 393,000 |
| Noninterest expense | 824,000 | 1,554,000 |
| Provision for loan losses | 0 | 4,000 |
| Pretax income | 316,000 | 657,000 |
| Income tax | 0 | 0 |
| Net income | 316,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 11,979,000 | 11,878,000 |
| Total capital | 12,669,000 | 12,567,000 |
| Risk-weighted assets | 56,914,000 | 57,034,000 |