Call reports 2012
FIRST STATE BANK OF MINERAL WELLS — 2012
What FIRST STATE BANK OF MINERAL WELLS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 118,223,000 | 122,592,000 | 125,805,000 | 127,597,000 |
| Total loans | 65,583,000 | 63,604,000 | 61,311,000 | 62,573,000 |
| Allowance for loan losses | 697,000 | 696,000 | 692,000 | 695,000 |
| Securities available for sale | 11,923,000 | 13,325,000 | 11,491,000 | 12,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,174,000 | 109,200,000 | 112,217,000 | 114,035,000 |
| Interest-bearing deposits | 65,165,000 | 64,065,000 | 68,569,000 | 67,695,000 |
| Noninterest-bearing deposits | 40,009,000 | 45,135,000 | 43,648,000 | 46,340,000 |
| Equity capital | 12,430,000 | 12,714,000 | 12,865,000 | 13,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,187,000 | 3,244,000 | 4,290,000 |
| Interest expense | 92,000 | 191,000 | 285,000 | 365,000 |
| Net interest income | 1,018,000 | 1,996,000 | 2,959,000 | 3,925,000 |
| Noninterest income | 533,000 | 869,000 | 1,316,000 | 1,548,000 |
| Noninterest expense | 973,000 | 1,874,000 | 2,775,000 | 3,745,000 |
| Provision for loan losses | 0 | 4,000 | 0 | 0 |
| Pretax income | 591,000 | 1,001,000 | 1,514,000 | 1,742,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 591,000 | 1,001,000 | 1,514,000 | 1,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,336,000 | 11,595,000 | 11,717,000 | 11,953,000 |
| Total capital | 12,033,000 | 12,291,000 | 12,409,000 | 12,648,000 |
| Risk-weighted assets | 65,581,000 | 63,187,000 | 59,711,000 | 60,213,000 |