Call reports 2010
FIRST STATE BANK OF MINERAL WELLS — 2010
What FIRST STATE BANK OF MINERAL WELLS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 79,171,000 | 78,823,000 | 81,277,000 | 84,343,000 |
| Total loans | 50,884,000 | 50,112,000 | 48,354,000 | 46,596,000 |
| Allowance for loan losses | 715,000 | 708,000 | 684,000 | 661,000 |
| Securities available for sale | 8,993,000 | 8,172,000 | 7,954,000 | 7,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,933,000 | 68,302,000 | 70,660,000 | 73,691,000 |
| Interest-bearing deposits | 49,743,000 | 50,059,000 | 50,516,000 | 52,724,000 |
| Noninterest-bearing deposits | 19,190,000 | 18,243,000 | 20,144,000 | 20,967,000 |
| Equity capital | 9,654,000 | 9,697,000 | 9,948,000 | 10,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 919,000 | 1,823,000 | 2,728,000 | 3,612,000 |
| Interest expense | 131,000 | 272,000 | 400,000 | 523,000 |
| Net interest income | 788,000 | 1,551,000 | 2,328,000 | 3,089,000 |
| Noninterest income | 190,000 | 380,000 | 559,000 | 749,000 |
| Noninterest expense | 681,000 | 1,354,000 | 2,024,000 | 2,740,000 |
| Provision for loan losses | 75,000 | 95,000 | 95,000 | 95,000 |
| Pretax income | 222,000 | 482,000 | 768,000 | 1,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 222,000 | 482,000 | 768,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,428,000 | 9,511,000 | 9,697,000 | 9,933,000 |
| Total capital | 10,104,000 | 10,184,000 | 10,302,000 | 10,518,000 |
| Risk-weighted assets | 54,018,000 | 53,809,000 | 48,288,000 | 46,746,000 |