Call reports 2003

FIRST STATE BANK OF MINERAL WELLS — 2003

Name: FIRST STATE BANK OF MINERAL WELLS — FFIEC call report 2003
Creator: FIRST STATE BANK OF MINERAL WELLS

What FIRST STATE BANK OF MINERAL WELLS reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e406ef77-4fa7-4cd4-a810-1030384f99b4/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	52,481,000	52,175,000	53,416,000	55,411,000
Total loans	23,939,000	25,215,000	24,818,000	24,945,000
Allowance for loan losses	397,000	542,000	543,000	329,000
Securities available for sale	8,129,000	7,101,000	8,565,000	9,765,000
Securities held to maturity	419,000	420,000	220,000	220,000
Trading assets	0	0	0	0
Total deposits	46,781,000	46,439,000	47,658,000	49,686,000
Interest-bearing deposits	32,573,000	32,515,000	35,227,000	36,449,000
Noninterest-bearing deposits	14,208,000	13,924,000	12,431,000	13,237,000
Equity capital	5,405,000	5,412,000	5,446,000	5,495,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	604,000	1,215,000	1,823,000	2,430,000
Interest expense	123,000	239,000	355,000	468,000
Net interest income	481,000	976,000	1,468,000	1,962,000
Noninterest income	148,000	312,000	480,000	660,000
Noninterest expense	491,000	1,009,000	1,555,000	2,143,000
Provision for loan losses	15,000	20,000	20,000	-230,000
Pretax income	123,000	259,000	373,000	709,000
Income tax	0	0	0	0
Net income	123,000	259,000	373,000	709,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	5,152,000	5,177,000	5,291,000	5,378,000
Total capital	5,526,000	5,569,000	5,679,000	5,707,000
Risk-weighted assets	29,914,000	31,188,000	30,899,000	31,419,000