Call reports 2002

FIRST STATE BANK OF MINERAL WELLS — 2002

Name: FIRST STATE BANK OF MINERAL WELLS — FFIEC call report 2002
Creator: FIRST STATE BANK OF MINERAL WELLS

What FIRST STATE BANK OF MINERAL WELLS reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e406ef77-4fa7-4cd4-a810-1030384f99b4/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	51,006,000	51,352,000	50,700,000	50,634,000
Total loans	25,684,000	25,300,000	25,272,000	24,739,000
Allowance for loan losses	316,000	312,000	284,000	381,000
Securities available for sale	10,753,000	10,873,000	9,426,000	8,906,000
Securities held to maturity	1,124,000	1,124,000	419,000	419,000
Trading assets	0	0	0	0
Total deposits	45,583,000	45,566,000	44,732,000	44,774,000
Interest-bearing deposits	32,645,000	31,799,000	31,402,000	32,757,000
Noninterest-bearing deposits	12,938,000	13,767,000	13,330,000	12,018,000
Equity capital	5,063,000	5,421,000	5,643,000	5,287,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	675,000	1,366,000	2,043,000	2,682,000
Interest expense	183,000	348,000	505,000	647,000
Net interest income	492,000	1,018,000	1,538,000	2,035,000
Noninterest income	164,000	336,000	515,000	691,000
Noninterest expense	434,000	890,000	1,324,000	1,871,000
Provision for loan losses	15,000	30,000	45,000	386,000
Pretax income	207,000	434,000	683,000	468,000
Income tax	3,000	6,000	9,000	12,000
Net income	204,000	428,000	674,000	456,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	4,998,000	5,222,000	5,378,000	5,030,000
Total capital	5,314,000	5,534,000	5,662,000	5,398,000
Risk-weighted assets	28,301,000	29,283,000	29,111,000	29,408,000