Call reports 2001
FIRST STATE BANK OF MINERAL WELLS — 2001
What FIRST STATE BANK OF MINERAL WELLS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,310,000 | 47,392,000 | 49,342,000 | 49,381,000 |
| Total loans | 25,132,000 | 25,819,000 | 25,421,000 | 25,657,000 |
| Allowance for loan losses | 245,000 | 256,000 | 283,000 | 302,000 |
| Securities available for sale | 9,077,000 | 6,585,000 | 6,441,000 | 8,302,000 |
| Securities held to maturity | 2,072,000 | 1,822,000 | 1,323,000 | 1,123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,929,000 | 41,885,000 | 43,596,000 | 43,857,000 |
| Interest-bearing deposits | 30,118,000 | 30,102,000 | 27,124,000 | 31,803,000 |
| Noninterest-bearing deposits | 10,811,000 | 11,783,000 | 16,472,000 | 12,054,000 |
| Equity capital | 4,890,000 | 4,988,000 | 5,167,000 | 5,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,664,000 | 2,450,000 | 3,169,000 |
| Interest expense | 324,000 | 631,000 | 918,000 | 1,162,000 |
| Net interest income | 524,000 | 1,033,000 | 1,532,000 | 2,007,000 |
| Noninterest income | 162,000 | 325,000 | 479,000 | 648,000 |
| Noninterest expense | 421,000 | 862,000 | 1,306,000 | 1,837,000 |
| Provision for loan losses | 15,000 | 140,000 | 55,000 | 70,000 |
| Pretax income | 250,000 | 356,000 | 650,000 | 748,000 |
| Income tax | 15,000 | 25,000 | 25,000 | 25,000 |
| Net income | 235,000 | 331,000 | 625,000 | 723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,790,000 | 4,920,000 | 5,061,000 | 4,965,000 |
| Total capital | 5,035,000 | 5,176,000 | 5,344,000 | 5,267,000 |
| Risk-weighted assets | 29,094,000 | 28,441,000 | 28,111,000 | 27,643,000 |