Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 40,737,000 | 39,821,000 | 39,493,000 | 44,016,000 |
| Total loans | 18,003,000 | 17,987,000 | 19,317,000 | 18,514,000 |
| Allowance for loan losses | 71,000 | 70,000 | 72,000 | 72,000 |
| Securities available for sale | 9,797,000 | 9,766,000 | 9,824,000 | 9,956,000 |
| Securities held to maturity | 2,422,000 | 2,402,000 | 2,400,000 | 2,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,576,000 | 36,675,000 | 36,135,000 | 40,612,000 |
| Interest-bearing deposits | 30,039,000 | 29,584,000 | 28,473,000 | 34,398,000 |
| Noninterest-bearing deposits | 7,537,000 | 7,091,000 | 7,662,000 | 6,214,000 |
| Equity capital | 3,064,000 | 3,064,000 | 3,248,000 | 3,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 1,000,000 | 1,579,000 | 2,192,000 |
| Interest expense | 167,000 | 357,000 | 574,000 | 790,000 |
| Net interest income | 305,000 | 643,000 | 1,005,000 | 1,402,000 |
| Noninterest income | 186,000 | 346,000 | 573,000 | 735,000 |
| Noninterest expense | 379,000 | 765,000 | 1,153,000 | 1,504,000 |
| Provision for loan losses | 0 | 3,000 | 6,000 | -64,000 |
| Pretax income | 112,000 | 221,000 | 419,000 | 697,000 |
| Income tax | 5,000 | 10,000 | 19,000 | 33,000 |
| Net income | 107,000 | 211,000 | 400,000 | 664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,925,000 | 2,911,000 | 3,306,000 | 3,332,000 |
| Total capital | 2,996,000 | 2,981,000 | 3,378,000 | 3,404,000 |
| Risk-weighted assets | 24,856,000 | 24,010,000 | 23,768,000 | 24,547,000 |