Call reports 2004
FIRST STATE BANK — 2004
What FIRST STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 35,998,000 | 36,401,000 | 36,071,000 | 39,474,000 |
| Total loans | 17,421,000 | 16,730,000 | 16,265,000 | 16,521,000 |
| Allowance for loan losses | 89,000 | 100,000 | 88,000 | 89,000 |
| Securities available for sale | 10,800,000 | 10,199,000 | 11,377,000 | 15,947,000 |
| Securities held to maturity | 2,867,000 | 2,853,000 | 3,071,000 | 3,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,468,000 | 33,049,000 | 32,640,000 | 35,792,000 |
| Interest-bearing deposits | 25,810,000 | 27,139,000 | 26,685,000 | 30,592,000 |
| Noninterest-bearing deposits | 6,658,000 | 5,910,000 | 5,955,000 | 5,200,000 |
| Equity capital | 3,460,000 | 3,295,000 | 3,357,000 | 3,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 723,000 | 1,082,000 | 1,453,000 |
| Interest expense | 72,000 | 144,000 | 225,000 | 319,000 |
| Net interest income | 292,000 | 579,000 | 857,000 | 1,134,000 |
| Noninterest income | 143,000 | 317,000 | 479,000 | 677,000 |
| Noninterest expense | 371,000 | 761,000 | 1,147,000 | 1,577,000 |
| Provision for loan losses | 3,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 61,000 | 129,000 | 183,000 | 228,000 |
| Income tax | 4,000 | 6,000 | 8,000 | 2,000 |
| Net income | 57,000 | 123,000 | 175,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,277,000 | 3,285,000 | 3,293,000 | 3,260,000 |
| Total capital | 3,366,000 | 3,385,000 | 3,381,000 | 3,349,000 |
| Risk-weighted assets | 23,207,000 | 22,637,000 | 22,130,000 | 22,742,000 |